Starting a business in the U.S. requires a lot of things like a proper plan, commercial space, and most importantly business insurance. As a business owner, you should at least have basic insurance coverage, so that you may tackle your business problems. 

To choose the right insurance plan all you need is a partner who can help you with the right coverage. As the best Business & Commercial Insurance agents in St. Louis, we helped various budding businesses and entrepreneurs with our insurance coverages. 


Here Are Some Of The Basic Insurance Coverage We Offer For Business 

  • General Liability Insurance 

This coverage protects your business from third-party claims of bodily injury, property damage, or personal injury. It is fundamental for businesses that interact with the public, have physical locations, or provide services.

  • Professional Liability Insurance 

Professional liability insurance provides financial protection to your business against claims of negligence, errors, or omissions in the services you provide. Let’s make a rookie mistake, having this insurance coverage will protect against lawsuits. 

  • Workers’ Compensation Insurance:

Businesses in any city in the U.S.A., are required to have workers’ compensation insurance. This coverage protects your employees in case of work-related injuries or illnesses by providing medical benefits and wage replacement.

  • Commercial Auto Insurance:

If your business uses vehicles for operations, commercial auto insurance is crucial. It provides coverage for vehicles used in business activities, including accidents, theft, or damage.

  • Commercial Umbrella Insurance: 

Commercial umbrella policy provides additional liability coverage beyond the limits of other insurance policies. It offers extra protection in case of a catastrophic event that results in substantial damages.


As a business owner in the USA, you might require at least two or three insurance coverage from the above. We’ll help you choose the right insurance coverage according to your business requirements. Partner with Jain Insurance Agency today to choose the right insurance policy today!